If you are over the age of 35 you should own a home by this time in your life. What is wrong with you that you still must rent? What have you been doing for the last 17 years? Seriously, unless you just got of prison or just got divorced, what is your excuse?
Okay, so you jacked up your credit in college, but you still haven't mastered the idea of what credit is, how to use it, and not living above your means .... in the 13 years since then?
Okay, so maybe you didn't go to college (I will save that one for another day), but you have managed to waste all of your money on luxury cars, expensive clothes, and lavish vacations ... with the help of your credit cards of course.
So stop. Just stop! Stop buying stuff you can't afford, stop using credit. And lastly, look up the word "save" in the dictionary.
Call me stuck up if you want to, but I seriously think that by age 35 you should have it together.
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